Nathan Ellery
Tony and Ehab supplied and configured a vending machine for my martial arts gym and have been brilliant with helping me integrate it into my business. Cannot recommend these guys highly enough. The after sales support they provide is second to none.
Nathan Ellery
Andrew Macartney
After dealing with other companies in the past I feel blessed to have found TCN Vending Australia as they are the most professional, experienced, knowledgeable & customer focused vending suppliers I've encountered. Keep up the good work Ehab & Tony!
Andrew Macartney
23 Enterprise Vending PTY LTD
I started our vending business 12 months ago with no knowledge of the industry, I then had the pleasure to have tcn as my mentors, since the 1st machine I brought they have been by our side at any hour of the day/night for any information and any user issues we have had. These machine are the best machines on the market. Thanks so much for letting us in. In 18 months we have been able to grow our business with 70 machines. Hopefully will hit the 100 mark in 2023. In our fleet we have one of the first full drink machines that can vend glass bottles and large volume of drinks for higher volume sites like we experience here. Did I mention our freezer ice cream Machine WOW what a machine what a assets for our business. Thanks TCN for the ride we never want it to end
23 Enterprise Vending PTY LTD
Samantha Guida
Great company to work with. Quality products, always reliable and have excellent customer service. Thank you!
Samantha Guida
Neelam Lal
Have been dealing with TCN Australia for last 4 years and what a fantastic team there are. From start of the sale to end, the service is great. Ehab and Tony are always ready to go extra mile no matter what the requirements are. After sales service has never missed a beat even when you call them on weekends or after 5pm which is very rare to find now days. Willing to help with any questions you may have was the best thing when I was starting up. TCN vending machines are most attractive in looks with latest technology that is around specially with touch screens. Most of my machines are glass front with led lights. The best thing about this is having flexibility to change the shelves to suite the site requirements. If you want best vending machines and service, TCN Australia is the way to go.
Neelam Lal
Em Bon
Very helpful. Excellent services!
Em Bon
Trent Sullivan
Great machines and qaulity service!
Trent Sullivan

4 Questions to Answer If You Need Vending Machine Insurance

vending machine insurance

Do you own a vending machine? Have you considered getting insurance for it? Surprisingly, not all vending machines are insured, primarily because owners often weigh the costs and their ability to handle risks. It might seem like a money-saving move to skip insurance, but have you considered the potential consequences?

Vending machines have always faced various risks, including theft, vandalism, damage, and even potential lawsuits related to the products they dispense. If your vending machine isn’t insured, you are responsible for covering the entire cost of repairing or replacing a damaged appliance. Worse, there’s a potential loss of income due to downtime and disrupted cash flow.

Imagine the impact this could have on your business—it could be devastating. Thus, it’s wise to start contemplating obtaining vending machine insurance. Many insurance providers offer coverage tailored for vending machines, but then comes the question: “Which vending machine provider can you trust?”

Who Provides Vending Machine Insurance?

Commercial insurance companies are the primary providers of vending machine insurance. They thoroughly understand the varying needs and policies required by different types of companies, including vending machine owners. Their team, which includes underwriters, insurance agents, and brokers, work together to ensure you get the right insurance coverage that meets legal requirements and suits your operational needs.

But sometimes, some vending machine suppliers offer insurance options and guidance. They collaborate with insurance companies or third-party providers specialising in vending machine coverage. Your supplier may not provide insurance directly, but they can point you in the right direction.

To provide you with an idea, here are some insurance providers:

  • Commercial Insurance Companies: These policies are called “business coverage” and are designed to protect companies rather than individuals.
  • Small Business Insurance Providers: They focus on providing services to small businesses.
  • Industry-Specific Insurance Providers: Insurers offer coverage tailored to specific industries, addressing their unique risks, regulations, and challenges.
  • Local and Regional Insurers: Insurance companies that serve a specific geographic area may have better knowledge of local market dynamics, regulations, and risks.

Questions to Help You Find the Right Vending Machine Insurance Provider

If you’re considering getting insurance for your vending machine, making an informed decision is essential. Here are some questions to think about before you choose an insurance provider:

What Risks Does My Vending Machine Face?

Take a moment to assess the risks your vending machine might encounter. Is it placed outdoors, making it vulnerable to weather conditions and wear and tear? Does its location expose it to a higher risk of theft and burglary? Understanding these risks is crucial in determining the type of insurance coverage you need.

For instance, if theft and vandalism are common in your area, you might consider crime insurance. This coverage can protect you against losses resulting from robbery, burglary, and even team member dishonesty. It offers financial support in case of stolen money, products, or equipment.

You can choose insurance that fits your vending machine business by asking questions and considering risks.

vending machine

What Kind of Insurance Is Suitable for My Vending Machine?

As you evaluate the risks your vending machine might face, it’s also time to consider your business’s specific needs. Getting insights from insurance experts specialising in business coverage is a good idea. They can help determine the right insurance blend for your vending machine venture.

To give you a rough idea, here are some types of coverage you might want to consider:

  • Property Insurance
  • Business Interruption Insurance
  • General Liability Insurance
  • Product Liability Insurance
  • Commercial Auto Insurance
  • Equipment Breakdown Insurance
  • Crime Insurance
  • Workers’ Compensation Insurance
  • Cyber Liability Insurance
  • Umbrella or Excess Liability Insurance
  • Professional Liability (Errors and Omissions) Insurance
  • Employment Practices Liability Insurance (EPLI)

Remember, the ideal insurance combination will depend on your vending machine’s unique situation and the potential risks it faces. Consulting with insurance professionals can help you tailor coverage to your specific needs.

What are the Limits of Your Vending Machine Insurance?

Knowing what is and isn’t covered by vending machine insurance is essential. To clarify, follow these steps:

  • Know What’s Included: Take the time to become familiar with the services and coverage included in the insurance you’re considering. A reliable way to do this is by directly conversing with your licensed insurance broker or provider. They can explain the specifics of the policy, ensuring you have a clear picture of what protection you’re getting.
  • Seek Legal Assistance: If you want to be extra cautious and ensure you get all crucial details, you can even seek legal assistance. A legal expert reviewing the insurance policy can give you a second opinion. This way, you can feel confident that you’ve thoroughly understood the terms and conditions.

It is crucial to ask questions and carefully read through insurance policies to understand coverage and limitations, which will help make informed decisions and protect your vending machine business.

Vending Machine Insurance Provider

How Did the Vending Machine Insurance Provider Approach Your Needs?

The way the insurance provider interacts with you matters. Imagine having excellent coverage, but the person handling your needs disrespects or ignores your questions. Even if you’re getting excellent coverage, a negative attitude can spoil the experience. After all, no one wants to feel belittled or disregarded, regardless of the quality of the coverage.

When choosing a vending machine insurance provider, remember it’s not just about the coverage itself. It is also about the people you work with that can give you peace of mind. So, choose one that has these attributes:

  • Professional
  • Customer-Centric
  • Respectful
  • Efficient
  • Respectful
  • Helpful
  • Knowledgeable

Discover the Perfect Insurance Provider with TCN Vending Australia!

When finding the ideal vending machine insurance provider, fret not! Let experienced vending suppliers like TCN Vending Australia guide you through this process. From insurance inclusions and limitations, we’re here to support your vending machine business needs and help you choose insurance coverage.

Feel free to contact us at 1800 959 910. Our friendly team is ready and eager to assist you with any vending machine questions or concerns. Your vending machine’s protection is just a call away!